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Tesco shoppers hoping to make Christmas a little less expensive have an important date to put in their diaries, with the deadline for qualifying deposits into the supermarket’s Christmas Savers scheme fast approaching.

With the cost of food, presents and festive celebrations adding up, shoppers may be looking for ways to spread the expense over the coming weeks.

Tesco’s Christmas Savers scheme is designed to help customers put money aside for Christmas shopping, with a bonus available to eligible savers who reach certain deposit thresholds.

When is the Tesco Christmas Savers deadline?

The deadline for deposits eligible for the 2026 bonus is 25 October 2026.

The scheme advertises a maximum bonus of £12 for customers who save £200 or more. However, the bonus is provided in vouchers rather than as cash paid into a bank account.

Shoppers should check their account and the scheme’s latest terms to confirm their eligibility, qualifying deposit amount and how the bonus will be applied.

How much could Tesco shoppers receive?

The bonus depends on the amount saved and the scheme’s rules. The maximum advertised bonus is £12, which could provide a little extra towards a Christmas food shop or other festive purchases.

However, shoppers should remember that vouchers are not the same as cash. They are generally intended to be spent within the relevant scheme, so it’s important to check the conditions before committing money.

Is it worth saving with Tesco?

For shoppers who regularly buy their groceries at Tesco, the scheme could be a convenient way to budget for Christmas.

However, it is worth comparing the potential bonus with other savings options. An ordinary savings account may offer interest and greater flexibility, depending on the account’s terms.

The best option will depend on where you shop, how much you plan to save and whether you would prefer vouchers or cash.

With Christmas approaching, planning ahead can help households spread the cost rather than facing all the expense in December.

Have you started putting money aside for Christmas, or do you tend to leave your shopping until the last minute? Let us know in the comments.

Always check Tesco’s official Christmas Savers terms for the latest eligibility rules and deadlines before making a deposit.


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